/* ==========================================================================
   Insurance Bundle Hub - REDESIGNED MODERN STYLESHEET
   High-Trust Authority Identity with Midnight Navy, Royal Sapphire & Sunburst Gold Palette
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

:root {
  /* Fresh Color Palette - Emerald Primary + Warm Coral Accent */
  --primary-950: #071527;
  --primary-900: #0b1e36;
  --primary-800: #102a4c;
  --primary-700: #173d6b;
  --primary-600: #1d4ed8;
  --brand-primary: #2563eb;
  --brand-primary-hover: #1d4ed8;
  --brand-primary-light: #eff6ff;
  --brand-emerald: #2563eb;
  --brand-emerald-hover: #1d4ed8;
  --brand-emerald-light: #eff6ff;
  --accent-gold: #f59e0b;
  --accent-gold-hover: #d97706;
  --accent-gold-light: #fef3c7;
  --accent-coral: #f59e0b;
  --accent-coral-hover: #d97706;
  --accent-coral-light: #fef3c7;
  --text-dark: #0f172a;
  --text-body: #475569;
  --text-muted: #64748b;
  --bg-light: #f8fafc;
  --bg-surface: #ffffff;
  --border-color: #e2e8f0;
  --shadow-sm: 0 2px 4px rgba(11, 30, 54, 0.05);
  --shadow-md: 0 6px 16px rgba(11, 30, 54, 0.08);
  --shadow-lg: 0 16px 32px rgba(11, 30, 54, 0.11);
  --shadow-xl: 0 24px 48px rgba(11, 30, 54, 0.14);
  --radius-sm: 10px;
  --radius-md: 16px;
  --radius-lg: 20px;
  --radius-xl: 24px;
  --radius-full: 9999px;
  --font-heading: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-body: 'Inter', system-ui, -apple-system, sans-serif;
  --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
  --transition-bounce: all 0.4s cubic-bezier(0.68, -0.55, 0.265, 1.55);
}

/* Reset & Base Styles */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-family: var(--font-body);
  font-size: 16px;
  scroll-behavior: smooth;
  color: var(--text-body);
  background-color: var(--bg-light);
  line-height: 1.65;
}

body {
  display: flex;
  flex-direction: column;
  min-height: 100vh;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--text-dark);
  font-weight: 700;
  line-height: 1.2;
  letter-spacing: -0.03em;
}

/* Scroll Animation Classes */
.fade-in {
  opacity: 0;
  transform: translateY(20px);
  animation: fadeInUp 0.6s ease forwards;
}

.fade-in-delay-1 {
  animation-delay: 0.1s;
}

.fade-in-delay-2 {
  animation-delay: 0.2s;
}

.fade-in-delay-3 {
  animation-delay: 0.3s;
}

@keyframes fadeInUp {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

a {
  color: var(--brand-emerald);
  text-decoration: none;
  transition: var(--transition);
}

a:hover {
  color: var(--brand-emerald-hover);
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 100%;
  max-width: 1240px;
  margin-left: auto;
  margin-right: auto;
  padding-left: 1.5rem;
  padding-right: 1.5rem;
}

/* Header & Top Bar */
.notice-bar {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: #bfdbfe;
  font-size: 0.8rem;
  padding: 0.6rem 0;
  text-align: center;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.notice-bar p {
  margin: 0;
  line-height: 1.5;
}

.notice-bar strong {
  color: #eff6ff;
  font-weight: 700;
}

.phone-bar {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 0.75rem 0;
}

.phone-bar-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.phone-bar-left {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  color: white;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  transition: var(--transition);
}

.phone-bar-left svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.phone-bar-left:hover {
  color: #eff6ff;
}

.phone-bar-right {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-size: 0.9rem;
  color: #eff6ff;
}

.phone-bar-separator {
  opacity: 0.6;
}

.header-main {
  background-color: var(--bg-surface);
  box-shadow: var(--shadow-sm);
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid var(--border-color);
}

.navbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 85px;
  position: relative;
}

.brand-logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-family: var(--font-heading);
  text-decoration: none;
}

.brand-logo-text {
  display: flex;
  flex-direction: column;
  line-height: 1.1;
}

.brand-logo-top {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--primary-900);
  letter-spacing: -0.02em;
}

.brand-logo-bottom {
  font-size: 0.7rem;
  font-weight: 600;
  color: var(--text-muted);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.brand-logo-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
  transition: var(--transition-bounce);
}

.brand-logo:hover .brand-logo-icon {
  transform: rotate(5deg) scale(1.05);
}

.brand-logo-icon svg {
  width: 26px;
  height: 26px;
  fill: currentColor;
}

.nav-menu {
  display: flex;
  align-items: center;
  gap: 1.75rem;
  list-style: none;
}

.nav-link {
  font-weight: 600;
  color: var(--text-body);
  font-size: 0.975rem;
  padding: 0.5rem 0;
  position: relative;
  transition: var(--transition);
  font-family: var(--font-body);
}

.nav-link::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 50%;
  transform: translateX(-50%) scaleX(0);
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--brand-emerald), var(--accent-coral));
  border-radius: var(--radius-full);
  transition: transform 0.3s ease;
}

.nav-link:hover, .nav-link.active {
  color: var(--brand-emerald);
}

.nav-link:hover::after, .nav-link.active::after {
  transform: translateX(-50%) scaleX(1);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 1rem;
}

.get-quote-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0.65rem 1.5rem;
  font-size: 0.925rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-body);
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
}

.get-quote-btn:hover {
  background: linear-gradient(135deg, var(--primary-700) 0%, var(--brand-emerald) 100%);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.4);
}

.mobile-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--primary-900);
}

.mobile-toggle svg {
  width: 28px;
  height: 28px;
}

/* Button UI Components */
.btn {
display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  padding: 0.50rem 1rem;
  font-size: 1rem;
  font-weight: 700;
  border-radius: var(--radius-full);
  cursor: pointer;
  transition: var(--transition);
  border: 2px solid transparent;
  text-align: center;
  font-family: var(--font-body);
  position: relative;
  overflow: hidden;
}

.btn::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(45deg, transparent, rgba(255, 255, 255, 0.3), transparent);
  transform: translateX(-100%);
  transition: transform 0.6s;
}

.btn:hover::before {
  transform: translateX(100%);
}

.btn-primary {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.3);
}

.btn-primary:hover {
  background: linear-gradient(135deg, var(--primary-700) 0%, var(--brand-emerald) 100%);
  color: white;
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.4);
}

.btn-secondary {
  background-color: transparent;
  color: var(--primary-900);
  border-color: var(--primary-700);
}

.btn-secondary:hover {
  background-color: var(--primary-900);
  color: white;
  border-color: var(--primary-900);
  transform: translateY(-3px);
}

.btn-outline {
  background-color: transparent;
  color: var(--brand-emerald);
  border-color: var(--brand-emerald);
}

.btn-outline:hover {
  background-color: var(--brand-emerald);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.3);
}

.btn-light {
  background-color: white;
  color: var(--primary-900);
  box-shadow: var(--shadow-md);
}

.btn-light:hover {
  background-color: var(--bg-light);
  color: var(--primary-900);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

/* Hero Section - Asymmetric Split Design */
.hero {
  position: relative;
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 50%, var(--brand-emerald) 100%);
  color: white;
  padding: 5rem 0 5.5rem;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: 0;
  right: 0;
  width: 60%;
  height: 100%;
  background: linear-gradient(120deg, transparent 40%, rgba(37, 99, 235, 0.15) 100%);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -50px;
  left: -50px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.2) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 3.5rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: rgba(255, 255, 255, 0.12);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, 0.25);
  color: #eff6ff;
  padding: 0.5rem 1.2rem;
  border-radius: var(--radius-full);
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  animation: fadeInUp 0.6s ease forwards;
}

.hero-title {
  font-size: 3rem;
  color: white;
  margin-bottom: 1.5rem;
  letter-spacing: -0.04em;
  line-height: 1.15;
  animation: fadeInUp 0.6s ease 0.1s backwards;
}

.hero-subheadline {
  font-size: 1.2rem;
  color: #eff6ff;
  margin-bottom: 2.25rem;
  line-height: 1.7;
  font-weight: 400;
  animation: fadeInUp 0.6s ease 0.2s backwards;
}

.hero-actions {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
  margin-bottom: 2.75rem;
  animation: fadeInUp 0.6s ease 0.3s backwards;
}

.hero-compliance-note {
  font-size: 0.825rem;
  color: #bfdbfe;
  display: flex;
  align-items: center;
  gap: 0.5rem;
  animation: fadeInUp 0.6s ease 0.4s backwards;
}

.hero-card-preview {
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.15);
  border-radius: var(--radius-xl);
  padding: 2.25rem;
  backdrop-filter: blur(16px);
  box-shadow: 0 24px 48px rgba(0, 0, 0, 0.35);
  animation: fadeInUp 0.6s ease 0.3s backwards;
  transition: var(--transition);
}

.hero-card-preview:hover {
  transform: translateY(-5px);
  box-shadow: 0 28px 56px rgba(0, 0, 0, 0.4);
}

.hero-card-header {
  border-bottom: 1px solid rgba(255, 255, 255, 0.12);
  padding-bottom: 1.25rem;
  margin-bottom: 1.5rem;
}

.hero-card-header h3 {
  color: white;
  font-size: 1.4rem;
  margin-bottom: 0.5rem;
}

.hero-card-header p {
  color: #bfdbfe;
  font-size: 0.925rem;
}

.hero-features-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.hero-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 0.85rem;
  color: #e5e7eb;
  font-size: 0.975rem;
}

.hero-feature-icon {
  width: 26px;
  height: 26px;
  background: linear-gradient(135deg, rgba(37, 99, 235, 0.3), rgba(245, 158, 11, 0.3));
  color: #eff6ff;
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-weight: 700;
  font-size: 0.85rem;
}

/* Section Header Shared Component */
.section-padding {
  padding: 5.5rem 0;
}

.section-header {
  text-align: center;
  max-width: 750px;
  margin: 0 auto 4rem;
}

.section-subtitle {
  color: var(--accent-coral);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-size: 0.85rem;
  margin-bottom: 0.75rem;
  display: block;
  font-family: var(--font-body);
}

.section-title {
  font-size: 2.5rem;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  font-family: var(--font-heading);
}

.section-description {
  font-size: 1.075rem;
  color: var(--text-muted);
  line-height: 1.7;
}

/* Trust Badges Row - Circular Icons with Gradient */
.trust-badges-section {
  margin-top: -3rem;
  position: relative;
  z-index: 10;
}

.trust-badges-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.trust-card {
  background-color: var(--bg-surface);
  padding: 2rem 1.75rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border-color);
  display: flex;
  align-items: center;
  gap: 1.5rem;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.trust-card::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, var(--accent-coral-light) 100%);
  opacity: 0;
  transition: opacity 0.4s ease;
}

.trust-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-xl);
  border-color: var(--brand-emerald);
}

.trust-card:hover::before {
  opacity: 0.4;
}

.trust-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  box-shadow: 0 6px 18px rgba(37, 99, 235, 0.3);
  position: relative;
  z-index: 1;
  transition: var(--transition-bounce);
}

.trust-card:hover .trust-icon {
  transform: scale(1.1) rotate(5deg);
}

.trust-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.trust-content {
  position: relative;
  z-index: 1;
}

.trust-content h4 {
  font-size: 1.15rem;
  color: var(--primary-900);
  margin-bottom: 0.4rem;
  font-family: var(--font-heading);
}

.trust-content p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Insurance Categories Grid - Layered Card Design */
.categories-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.25rem;
}

.category-card {
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  transition: var(--transition);
  position: relative;
  overflow: hidden;
}

.category-card::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -50%;
  width: 200%;
  height: 200%;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, var(--accent-coral-light) 100%);
  opacity: 0;
  transition: opacity 0.5s ease, transform 0.5s ease;
  transform: rotate(45deg) scale(0);
}

.category-card:hover::before {
  opacity: 0.5;
  transform: rotate(45deg) scale(1);
}

.category-card:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-xl);
  transform: translateY(-8px) scale(1.02);
}

.category-icon-wrapper {
  width: 68px;
  height: 68px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  border: 3px solid var(--brand-emerald);
  color: var(--brand-emerald);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.75rem;
  transition: var(--transition-bounce);
  position: relative;
  z-index: 1;
}

.category-card:hover .category-icon-wrapper {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  transform: rotate(-5deg) scale(1.1);
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.4);
}

.category-icon-wrapper svg {
  width: 34px;
  height: 34px;
  fill: currentColor;
}

.category-card h3 {
  font-size: 1.4rem;
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
  position: relative;
  z-index: 1;
}

.category-card p {
  color: var(--text-body);
  font-size: 0.975rem;
  margin-bottom: 1.75rem;
  line-height: 1.65;
  position: relative;
  z-index: 1;
}

.category-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 700;
  font-size: 0.925rem;
  color: var(--brand-emerald);
  margin-top: auto;
  position: relative;
  z-index: 1;
  transition: var(--transition);
}

.category-link svg {
  width: 18px;
  height: 18px;
  transition: transform 0.3s ease;
}

.category-link:hover {
  color: var(--accent-coral);
  gap: 0.75rem;
}

.category-link:hover svg {
  transform: translateX(4px);
}

/* 3-Step Process Section */
.process-section {
  background: linear-gradient(180deg, white 0%, var(--bg-light) 100%);
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.process-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
  position: relative;
}

.process-card {
  text-align: center;
  padding: 2.5rem 2rem;
  background-color: white;
  border-radius: var(--radius-xl);
  border: 2px solid var(--border-color);
  position: relative;
  transition: var(--transition);
}

.process-card:hover {
  border-color: var(--brand-emerald);
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.process-step-number {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--accent-coral) 0%, var(--brand-emerald) 100%);
  color: white;
  font-weight: 800;
  font-size: 1.4rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  box-shadow: 0 6px 18px rgba(245, 158, 11, 0.35);
  font-family: var(--font-heading);
  transition: var(--transition-bounce);
}

.process-card:hover .process-step-number {
  transform: scale(1.15) rotate(5deg);
}

.process-card h3 {
  font-size: 1.25rem;
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.process-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.65;
}

/* About Overview Section */
.about-overview-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.about-image-stack {
  position: relative;
}

.about-img-main {
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4/3;
  border: 4px solid white;
}

.about-badge-floating {
  position: absolute;
  bottom: -25px;
  right: -25px;
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 1.75rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  max-width: 260px;
  border: 3px solid white;
}

.about-badge-floating p {
  font-size: 0.875rem;
  color: #eff6ff;
  line-height: 1.5;
}

.about-badge-floating strong {
  font-size: 1.6rem;
  color: white;
  display: block;
  font-family: var(--font-heading);
  margin-bottom: 0.25rem;
}

.about-content-text p {
  margin-bottom: 1.5rem;
  font-size: 1.05rem;
  color: var(--text-body);
  line-height: 1.75;
}

/* Bundle & Save Section */
.bundle-banner {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  border-radius: var(--radius-xl);
  padding: 4rem 3.5rem;
  color: white;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 2.5rem;
  box-shadow: var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.bundle-banner::before {
  content: '';
  position: absolute;
  top: -50px;
  right: -50px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(245, 158, 11, 0.3) 0%, transparent 70%);
  border-radius: 50%;
}

.bundle-content h2 {
  color: white;
  font-size: 2.15rem;
  margin-bottom: 0.85rem;
  font-family: var(--font-heading);
}

.bundle-content p {
  color: #eff6ff;
  font-size: 1.075rem;
  max-width: 650px;
  line-height: 1.7;
}

.bundle-actions {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-shrink: 0;
  flex-wrap: wrap;
}

/* Why Choose Us Grid */
.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
}

.why-card {
  background: white;
  padding: 2rem 1.75rem;
  border-radius: var(--radius-lg);
  border: 2px solid var(--border-color);
  box-shadow: var(--shadow-sm);
  transition: var(--transition);
}

.why-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
  border-color: var(--brand-emerald);
}

.why-icon {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-md);
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, var(--accent-coral-light) 100%);
  color: var(--brand-emerald);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.5rem;
  transition: var(--transition-bounce);
}

.why-card:hover .why-icon {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  transform: scale(1.1) rotate(-5deg);
}

.why-icon svg {
  width: 26px;
  height: 26px;
  fill: currentColor;
}

.why-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.6rem;
  font-family: var(--font-heading);
}

.why-card p {
  font-size: 0.925rem;
  color: var(--text-muted);
  line-height: 1.6;
}

/* Trustpilot / Verified Reviews Link Badge */
.verified-reviews-section {
  text-align: center;
  background-color: var(--bg-light);
  padding: 3.5rem 0;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.verified-review-box {
  display: inline-flex;
  align-items: center;
  gap: 1.75rem;
  background: white;
  padding: 1.5rem 2.5rem;
  border-radius: var(--radius-full);
  border: 2px solid var(--border-color);
  box-shadow: var(--shadow-md);
  transition: var(--transition);
}

.verified-review-box:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-lg);
  transform: scale(1.02);
}

.stars-rating {
  display: flex;
  gap: 0.25rem;
  color: #f59e0b;
}

.stars-rating svg {
  width: 22px;
  height: 22px;
  fill: currentColor;
}

.verified-text {
  font-size: 1rem;
  font-weight: 600;
  color: var(--primary-900);
  font-family: var(--font-body);
}

/* Contact & Quote Form Page Styles */
.contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}

.contact-card {
  background-color: var(--bg-surface);
  border: 2px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-md);
}

.form-header {
  margin-bottom: 2.25rem;
}

.form-header h2 {
  font-size: 1.85rem;
  margin-bottom: 0.6rem;
  font-family: var(--font-heading);
}

.form-header p {
  color: var(--text-muted);
  font-size: 0.975rem;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}

.form-group {
  margin-bottom: 1.5rem;
}

.form-group label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--primary-900);
  margin-bottom: 0.5rem;
  font-family: var(--font-body);
}

.form-control {
  width: 100%;
  padding: 0.9rem 1.15rem;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  font-size: 0.975rem;
  font-family: inherit;
  color: var(--text-dark);
  background-color: white;
  transition: var(--transition);
}

.form-control:focus {
  outline: none;
  border-color: var(--brand-emerald);
  box-shadow: 0 0 0 4px rgba(37, 99, 235, 0.1);
}

textarea.form-control {
  resize: vertical;
  min-height: 130px;
}

.alert {
  padding: 1.15rem 1.5rem;
  border-radius: var(--radius-md);
  margin-bottom: 1.75rem;
  font-size: 0.95rem;
  font-weight: 500;
}

.alert-success {
  background-color: #eff6ff;
  color: #102a4c;
  border: 2px solid #93c5fd;
}

.alert-error {
  background-color: #fee2e2;
  color: #991b1b;
  border: 2px solid #fecaca;
}

.contact-info-panel {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  border-radius: var(--radius-xl);
  padding: 3rem;
  box-shadow: var(--shadow-xl);
  position: relative;
  overflow: hidden;
}

.contact-info-panel::before {
  content: '';
  position: absolute;
  bottom: -80px;
  right: -80px;
  width: 200px;
  height: 200px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.2) 0%, transparent 70%);
  border-radius: 50%;
}

.contact-info-panel h3 {
  color: white;
  font-size: 1.65rem;
  margin-bottom: 1.15rem;
  font-family: var(--font-heading);
}

.contact-info-panel p {
  color: #eff6ff;
  margin-bottom: 2.25rem;
  font-size: 0.975rem;
  line-height: 1.7;
}

.contact-details-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 1.15rem;
}

.contact-detail-icon {
  width: 48px;
  height: 48px;
  background: rgba(255, 255, 255, 0.12);
  color: var(--brand-emerald-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.contact-detail-text strong {
  display: block;
  color: white;
  font-size: 0.975rem;
  margin-bottom: 0.25rem;
}

.contact-detail-text span, .contact-detail-text a {
  color: #eff6ff;
  font-size: 0.925rem;
}

/* Disclaimer Component */
.disclaimer-box {
  background-color: var(--bg-light);
  border-left: 4px solid var(--brand-emerald);
  padding: 1.15rem 1.5rem;
  border-radius: var(--radius-md);
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-top: 1.75rem;
}

/* Legal Content Page Styling */
.legal-page-header {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 4rem 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.legal-page-header::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 300px;
  height: 300px;
  background: radial-gradient(circle, rgba(37, 99, 235, 0.15) 0%, transparent 70%);
  border-radius: 50%;
}

.legal-page-header h1 {
  color: white;
  font-size: 2.75rem;
  margin-bottom: 0.6rem;
  font-family: var(--font-heading);
  position: relative;
  z-index: 1;
}

.legal-content {
  background-color: white;
  border-radius: var(--radius-xl);
  padding: 3.5rem;
  box-shadow: var(--shadow-md);
  border: 2px solid var(--border-color);
  margin-top: -2.5rem;
  margin-bottom: 4.5rem;
  position: relative;
  z-index: 10;
}

.legal-content h2 {
  font-size: 1.5rem;
  margin-top: 2.25rem;
  margin-bottom: 0.85rem;
  color: var(--primary-900);
  font-family: var(--font-heading);
}

.legal-content p {
  margin-bottom: 1.15rem;
  font-size: 0.975rem;
  color: var(--text-body);
  line-height: 1.75;
}

.legal-content ul {
  margin-left: 1.75rem;
  margin-bottom: 1.5rem;
  color: var(--text-body);
  font-size: 0.975rem;
  line-height: 1.7;
}

/* Footer Section */
.footer {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-800) 100%);
  color: #eff6ff;
  padding-top: 5rem;
  margin-top: auto;
  position: relative;
}

.footer::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(37, 99, 235, 0.5), transparent);
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.3fr;
  gap: 3.5rem;
  padding-bottom: 4rem;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-brand p {
  font-size: 0.925rem;
  color: #bfdbfe;
  margin-top: 1.25rem;
  margin-bottom: 1.75rem;
  line-height: 1.7;
}

.footer-heading {
  color: white;
  font-size: 1.15rem;
  margin-bottom: 1.5rem;
  font-weight: 700;
  font-family: var(--font-heading);
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 0.85rem;
}

.footer-links a {
  color: #bfdbfe;
  font-size: 0.925rem;
  transition: var(--transition);
}

.footer-links a:hover {
  color: white;
  padding-left: 6px;
}

.footer-contact-item {
  display: flex;
  gap: 0.85rem;
  margin-bottom: 1.15rem;
  font-size: 0.925rem;
  color: #bfdbfe;
}

.footer-contact-item svg {
  width: 20px;
  height: 20px;
  fill: var(--brand-emerald-light);
  flex-shrink: 0;
  margin-top: 2px;
}

.footer-bottom {
  padding: 2rem 0;
  font-size: 0.875rem;
  color: #93c5fd;
}

.footer-bottom-inner {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 1.15rem;
}

.footer-disclaimer-text {
  font-size: 0.825rem;
  color: #93c5fd;
  line-height: 1.6;
  margin-top: 1.15rem;
  padding-top: 1.15rem;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

/* ==========================================================================
   HOME PAGE SECTIONS
   ========================================================================== */

/* New Hero Section */
.hero-new {
  padding: 4rem 0 5rem;
  background-color: var(--bg-light);
}

.hero-new-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: rgba(37, 99, 235, 0.1);
  color: var(--primary-700);
  padding: 0.5rem 1.2rem;
  border-radius: var(--radius-full);
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 1.5rem;
  border: 1px solid rgba(37, 99, 235, 0.2);
}

.hero-badge svg {
  width: 16px;
  height: 16px;
  fill: currentColor;
}

.hero-new-title {
  font-size: 3rem;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  line-height: 1.15;
  font-family: var(--font-heading);
}

.hero-new-description {
  font-size: 1.15rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1rem;
}

.hero-new-sub {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 2rem;
}

.hero-new-actions {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
  margin-bottom: 1.5rem;
}

.btn-call {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  padding: 0.9rem 1.75rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1rem;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.3);
  transition: var(--transition);
  font-family: var(--font-body);
  text-decoration: none;
}

.btn-call:hover {
  background: linear-gradient(135deg, var(--primary-700) 0%, var(--brand-emerald) 100%);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.4);
}

.hero-form-link {
  color: var(--brand-emerald);
  font-weight: 600;
  text-decoration: none;
  transition: var(--transition);
}

.hero-form-link:hover {
  color: var(--primary-700);
}

.hero-new-disclaimer {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* Quote Card */
.hero-new-card {
  background: white;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  border: 1px solid var(--border-color);
  overflow: hidden;
}

.quote-card-header {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  padding: 1.5rem 2rem;
  text-align: center;
}

.quote-card-header h3 {
  color: white;
  font-size: 1.1rem;
  margin-bottom: 1rem;
  font-family: var(--font-heading);
}

.quote-progress {
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.quote-progress-bar {
  flex: 1;
  height: 6px;
  background: rgba(255, 255, 255, 0.3);
  border-radius: var(--radius-full);
  overflow: hidden;
}

.quote-progress-bar::after {
  content: '';
  display: block;
  width: 50%;
  height: 100%;
  background: white;
  border-radius: var(--radius-full);
  transition: width 0.4s ease;
}

.quote-progress-bar.full::after {
  width: 100%;
}

.quote-progress span {
  font-size: 0.8rem;
  opacity: 0.95;
  white-space: nowrap;
}

.quote-form {
  padding: 2rem;
}

.quote-form-label {
  font-weight: 600;
  color: var(--primary-900);
  margin-bottom: 1.25rem;
  font-size: 0.95rem;
}

.quote-options {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
  margin-bottom: 1.5rem;
}

.quote-option {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  padding: 1rem;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: var(--transition);
  background: white;
}

.quote-option:hover {
  border-color: var(--brand-emerald);
}

.quote-option input[type="radio"] {
  appearance: none;
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  border: 2px solid var(--border-color);
  border-radius: 50%;
  flex-shrink: 0;
  transition: var(--transition);
  position: relative;
}

.quote-option input[type="radio"]:checked {
  border-color: var(--brand-emerald);
  background: var(--brand-emerald);
}

.quote-option input[type="radio"]:checked::after {
  content: '';
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 8px;
  height: 8px;
  background: white;
  border-radius: 50%;
}

.quote-option-icon {
  width: 40px;
  height: 40px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--brand-emerald);
  flex-shrink: 0;
}

.quote-option-icon svg {
  width: 22px;
  height: 22px;
  fill: currentColor;
}

.quote-option span {
  font-weight: 600;
  color: var(--primary-900);
  font-size: 0.95rem;
}

.btn-continue {
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  background: linear-gradient(135deg, #94a3b8 0%, #64748b 100%);
  color: white;
  padding: 0.9rem 2rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1rem;
  border: none;
  cursor: pointer;
  transition: var(--transition);
  font-family: var(--font-body);
}

.btn-continue:disabled {
  opacity: 0.6;
  cursor: not-allowed;
}

.btn-continue:not(:disabled):hover {
  background: linear-gradient(135deg, var(--primary-700) 0%, var(--brand-emerald) 100%);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.3);
}

.quote-card-footer {
  text-align: center;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 1.25rem;
  margin-bottom: 0;
}

/* Step 2: Call Display */
.quote-call-display {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.75rem;
  background: var(--bg-light);
  border: 2px solid var(--brand-emerald);
  border-radius: var(--radius-lg);
  padding: 1.25rem 1.5rem;
  margin: 0.5rem 0 1.25rem;
  color: var(--primary-900);
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-heading);
}

.quote-call-display svg {
  fill: var(--brand-emerald);
  flex-shrink: 0;
}

.quote-call-display span {
  font-size: 1.6rem;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.quote-call-display:hover {
  background: var(--brand-emerald);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.35);
}

.quote-call-display:hover svg {
  fill: white;
}

.quote-step2-text {
  text-align: center;
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin-bottom: 1.5rem;
}

.quote-back-link {
  display: block;
  text-align: center;
  margin-top: 1.25rem;
  color: var(--text-muted);
  font-size: 0.875rem;
  text-decoration: none;
  transition: var(--transition);
}

.quote-back-link:hover {
  color: var(--brand-emerald);
}

/* Trust Section */
.trust-section {
  padding: 4rem 0;
  background: white;
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.trust-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
}

.trust-item {
  text-align: center;
}

.trust-item .trust-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  border: 2px solid var(--brand-emerald);
}

.trust-item .trust-icon svg {
  width: 28px;
  height: 28px;
  fill: currentColor;
}

.trust-text strong {
  display: block;
  color: var(--primary-900);
  font-size: 1rem;
  margin-bottom: 0.35rem;
  font-family: var(--font-heading);
}

.trust-text p {
  font-size: 0.9rem;
  color: var(--text-muted);
  line-height: 1.5;
  margin: 0;
}

/* Why Choose Us */
.why-section {
  padding: 5rem 0;
  background: var(--bg-light);
}

.why-section .section-title {
  text-align: center;
  margin-bottom: 3rem;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.why-card {
  background: white;
  padding: 2.5rem 2rem;
  border-radius: var(--radius-xl);
  border: 2px solid var(--border-color);
  text-align: center;
  transition: var(--transition);
}

.why-card:hover {
  border-color: var(--brand-emerald);
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.why-card .why-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  border: 2px solid var(--brand-emerald);
  transition: var(--transition-bounce);
}

.why-card:hover .why-icon {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  transform: scale(1.1) rotate(-5deg);
}

.why-card .why-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.why-card h3 {
  font-size: 1.15rem;
  color: var(--primary-900);
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.why-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* Carriers Section */
.carriers-section {
  padding: 5rem 0;
  background: white;
}

.carriers-section .section-title {
  text-align: center;
  margin-bottom: 0.5rem;
}

.section-subtitle {
  text-align: center;
  color: var(--text-muted);
  font-size: 1rem;
  margin-bottom: 2.5rem;
}

.carriers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  margin-bottom: 2rem;
}

.carrier-box {
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 1.5rem;
  text-align: center;
  font-weight: 600;
  color: var(--primary-900);
  font-size: 0.9rem;
  transition: var(--transition);
}

.carrier-box:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-md);
}

.carriers-disclaimer {
  font-size: 0.8rem;
  color: var(--text-muted);
  line-height: 1.6;
  text-align: center;
  max-width: 900px;
  margin: 0 auto;
}

/* Path Section */
.path-section {
  padding: 5rem 0;
  background: var(--bg-light);
  border-top: 1px solid var(--border-color);
}

.path-section .section-title {
  text-align: center;
  margin-bottom: 3rem;
}

.path-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
}

.path-card {
  text-align: center;
}

.path-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  border: 2px solid var(--brand-emerald);
}

.path-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.path-card h3 {
  font-size: 1.15rem;
  color: var(--primary-900);
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.path-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* CTA Section */
.cta-section {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 4rem 0;
  text-align: center;
}

.cta-section h2 {
  color: white;
  font-size: 2rem;
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.cta-section p {
  color: #eff6ff;
  font-size: 1.05rem;
  margin-bottom: 2rem;
}

.btn-cta {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  padding: 1rem 2.5rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1.1rem;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
  transition: var(--transition);
  font-family: var(--font-body);
  text-decoration: none;
}

.btn-cta:hover {
  background: linear-gradient(135deg, var(--primary-700) 0%, var(--brand-emerald) 100%);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.45);
}

.section-title {
  font-size: 2.25rem;
  color: var(--primary-900);
  font-family: var(--font-heading);
}

/* About Page Sections */
.about-hero {
  padding: 5rem 0;
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 50%, var(--brand-emerald) 100%);
  color: white;
  position: relative;
  overflow: hidden;
}

.about-hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  position: relative;
  z-index: 1;
}

.about-hero-label {
  display: block;
  font-size: 0.85rem;
  font-weight: 600;
  color: #eff6ff;
  letter-spacing: 0.08em;
  margin-bottom: 1rem;
  font-family: var(--font-body);
}

.about-hero-title {
  font-size: 2.75rem;
  color: white;
  margin-bottom: 1.5rem;
  line-height: 1.15;
  font-family: var(--font-heading);
}

.about-hero-description {
  font-size: 1.1rem;
  color: #eff6ff;
  line-height: 1.7;
  margin-bottom: 2.5rem;
}

.btn-hero-phone {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: rgba(255, 255, 255, 0.15);
  backdrop-filter: blur(10px);
  color: white;
  padding: 0.9rem 1.75rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1rem;
  border: 1px solid rgba(255, 255, 255, 0.25);
  transition: var(--transition);
  font-family: var(--font-body);
  text-decoration: none;
}

.btn-hero-phone:hover {
  background: rgba(255, 255, 255, 0.25);
  color: white;
  transform: translateY(-2px);
}

.about-hero-visual {
  position: relative;
}

.about-hero-img {
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  width: 100%;
  object-fit: cover;
  aspect-ratio: 4/3;
  border: 4px solid rgba(255, 255, 255, 0.1);
}

.about-hero-badge {
  position: absolute;
  bottom: -20px;
  right: -20px;
  background: white;
  color: var(--primary-900);
  padding: 1.25rem 1.5rem;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-xl);
  display: flex;
  align-items: center;
  gap: 0.75rem;
  border: 3px solid rgba(255, 255, 255, 0.2);
}

.about-hero-badge-icon {
  width: 44px;
  height: 44px;
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.about-hero-badge-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.about-hero-badge strong {
  display: block;
  font-size: 1rem;
  font-family: var(--font-heading);
  margin-bottom: 0.15rem;
}

.about-hero-badge span {
  font-size: 0.8rem;
  color: var(--text-muted);
}

/* Why Choose Us */
.about-why {
  padding: 5rem 0;
  background: var(--bg-light);
  border-top: 1px solid var(--border-color);
  border-bottom: 1px solid var(--border-color);
}

.about-why .section-title {
  text-align: center;
  margin-bottom: 3rem;
}

.about-why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.about-why-card {
  background: white;
  padding: 2.5rem 2rem;
  border-radius: var(--radius-xl);
  border: 2px solid var(--border-color);
  text-align: center;
  transition: var(--transition);
}

.about-why-card:hover {
  border-color: var(--brand-emerald);
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}

.about-why-icon {
  width: 64px;
  height: 64px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.5rem;
  border: 2px solid var(--brand-emerald);
  transition: var(--transition-bounce);
}

.about-why-card:hover .about-why-icon {
  background: linear-gradient(135deg, var(--brand-emerald) 0%, var(--primary-700) 100%);
  color: white;
  transform: scale(1.1) rotate(-5deg);
}

.about-why-icon svg {
  width: 30px;
  height: 30px;
  fill: currentColor;
}

.about-why-card h3 {
  font-size: 1.15rem;
  color: var(--primary-900);
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.about-why-card p {
  font-size: 0.95rem;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* Coverage Types */
.about-coverage {
  padding: 5rem 0;
  background: white;
}

.about-coverage .section-title {
  text-align: center;
  margin-bottom: 0.5rem;
}

.about-coverage .section-subtitle {
  text-align: center;
  color: var(--text-muted);
  font-size: 1rem;
  margin-bottom: 2.5rem;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 1rem;
}

.coverage-card {
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 1.75rem 1rem;
  text-align: center;
  transition: var(--transition);
}

.coverage-card:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
}

.coverage-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 0.75rem;
  border: 2px solid var(--brand-emerald);
}

.coverage-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.coverage-card span {
  font-weight: 600;
  color: var(--primary-900);
  font-size: 0.9rem;
}

/* Get In Touch */
.about-contact {
  padding: 5rem 0;
  background: var(--bg-light);
  border-top: 1px solid var(--border-color);
}

.about-contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: start;
}

.about-contact-left .section-title {
  margin-bottom: 2rem;
}

.contact-list {
  display: flex;
  flex-direction: column;
  gap: 1.75rem;
}

.contact-row {
  display: flex;
  align-items: flex-start;
  gap: 1.15rem;
}

.contact-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--brand-emerald-light) 0%, white 100%);
  color: var(--brand-emerald);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  border: 2px solid var(--brand-emerald);
}

.contact-icon svg {
  width: 24px;
  height: 24px;
  fill: currentColor;
}

.contact-row strong {
  display: block;
  color: var(--primary-900);
  font-size: 0.95rem;
  margin-bottom: 0.25rem;
}

.contact-row a,
.contact-row span {
  display: block;
  color: var(--text-body);
  font-size: 0.95rem;
  text-decoration: none;
  line-height: 1.5;
}

.contact-row a:hover {
  color: var(--brand-emerald);
}

.contact-row span {
  color: var(--text-muted);
  font-size: 0.85rem;
  margin-top: 0.15rem;
}

.licensing-card {
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
}

.licensing-card h3 {
  font-size: 1.5rem;
  color: var(--primary-900);
  margin-bottom: 1rem;
  font-family: var(--font-heading);
}

.licensing-card p {
  font-size: 0.95rem;
  color: var(--text-body);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.btn-outline-light {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: transparent;
  color: var(--brand-emerald);
  border: 2px solid var(--brand-emerald);
  padding: 0.75rem 1.5rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 0.925rem;
  text-decoration: none;
  transition: var(--transition);
  font-family: var(--font-body);
}

.btn-outline-light:hover {
  background: var(--brand-emerald);
  color: white;
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(37, 99, 235, 0.3);
}

/* About CTA */
.about-cta {
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 4rem 0;
  text-align: center;
}

.about-cta h2 {
  color: white;
  font-size: 2rem;
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.about-cta p {
  color: #eff6ff;
  font-size: 1.05rem;
  margin-bottom: 2rem;
}

.btn-cta-dark {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  background: white;
  color: var(--primary-900);
  padding: 1rem 2.5rem;
  border-radius: var(--radius-full);
  font-weight: 700;
  font-size: 1.1rem;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.15);
  transition: var(--transition);
  font-family: var(--font-body);
  text-decoration: none;
}

.btn-cta-dark:hover {
  background: #f1f5f9;
  color: var(--primary-900);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.2);
}

/* FAQ Page Styles */
.faq-list {
  max-width: 850px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.faq-item {
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-xl);
  padding: 2rem;
  transition: var(--transition);
}

.faq-item:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-md);
}

.faq-item h3 {
  font-size: 1.15rem;
  color: var(--primary-900);
  margin-bottom: 0.75rem;
  font-family: var(--font-heading);
}

.faq-item p {
  font-size: 0.95rem;
  color: var(--text-body);
  line-height: 1.7;
  margin: 0;
}

.faq-item a {
  color: var(--brand-emerald);
  text-decoration: none;
  font-weight: 600;
}

.faq-item a:hover {
  color: var(--primary-700);
}

/* FAQ Bottom CTA */
.faq-cta {
  max-width: 850px;
  margin: 3rem auto 0;
  text-align: center;
  background: linear-gradient(135deg, var(--primary-900) 0%, var(--primary-700) 100%);
  color: white;
  padding: 3rem 2rem;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
}

.faq-cta h2 {
  color: white;
  font-size: 1.6rem;
  margin-bottom: 1.5rem;
  font-family: var(--font-heading);
}

/* Licensing Page Styles */
.licenses-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
  max-width: 1000px;
  margin: 0 auto;
}

.license-item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: white;
  border: 2px solid var(--border-color);
  border-radius: var(--radius-md);
  padding: 0.85rem 1rem;
  transition: var(--transition);
}

.license-item:hover {
  border-color: var(--brand-emerald);
  box-shadow: var(--shadow-sm);
}

.license-state {
  font-weight: 700;
  color: var(--primary-900);
  font-size: 0.9rem;
  min-width: 28px;
}

.license-number {
  color: var(--text-body);
  font-size: 0.85rem;
  font-family: monospace;
}


@media (max-width: 768px) {
    .notice-bar {
        display: none;
    }

    .phone-bar-inner {
        flex-direction: column;
        gap: 0.4rem;
        text-align: center;
    }

    .phone-bar-right {
        font-size: 0.8rem;
    }
}
@media (max-width: 768px) {

    .navbar {
        height: 75px;
        gap: 0.5rem;
    }

    .brand-logo {
        gap: 0.5rem;
        line-height: 1.2;
    }

    .brand-logo-icon {
        width: 40px;
        height: 40px;
        border-radius: 12px;
    }

    .brand-logo-icon svg {
        width: 22px;
        height: 22px;
    }

    .brand-logo-top {
        font-size: 1.1rem;
    }

    .brand-logo-bottom {
        font-size: 0.65rem;
    }

    .header-cta {
        gap: 0;
        margin-left: auto;
    }

    .get-quote-btn {
        padding: 0.6rem 1rem;
        font-size: 0.8rem;
        line-height: 1.2;
    }

    .mobile-toggle {
        padding: 0.35rem;
    }
}
/* Responsive Media Queries */
@media (max-width: 1024px) {
  .hero-grid, .about-overview-grid, .contact-layout, .hero-new-grid, .about-hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .trust-badges-grid, .categories-grid, .process-grid, .trust-grid, .carriers-grid, .path-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-features-grid, .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-contact-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .licenses-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .footer-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .mobile-toggle {
    display: block;
  }

  .nav-menu {
    display: none;
    position: absolute;
    top: 75px;
    left: 0;
    right: 0;
    background-color: var(--bg-surface);
    flex-direction: column;
    padding: 1.5rem;
    box-shadow: var(--shadow-lg);
    border-bottom: 1px solid var(--border-color);
  }

  .nav-menu.active {
    display: flex;
  }

  .trust-badges-grid, .categories-grid, .process-grid, .why-grid {
    grid-template-columns: 1fr;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  /* Contact page mobile fixes */
  .contact-card {
    padding: 1.75rem;
  }

  .contact-info-panel {
    padding: 1.75rem;
  }

  .form-header {
    margin-bottom: 1.5rem;
  }

  .form-header h2 {
    font-size: 1.5rem;
  }

  .contact-info-panel h3 {
    font-size: 1.4rem;
  }

  .contact-detail-icon {
    width: 42px;
    height: 42px;
  }

  .contact-detail-icon svg {
    width: 20px;
    height: 20px;
  }

  .bundle-banner {
    flex-direction: column;
    text-align: center;
    padding: 2.5rem 1.5rem;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .hero-title {
    font-size: 2.1rem;
  }

  .hero-new-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .hero-new-title {
    font-size: 2.1rem;
  }

  .trust-grid {
    grid-template-columns: 1fr;
    gap: 2rem;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .carriers-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .path-grid {
    grid-template-columns: 1fr;
  }

  .quote-options {
    grid-template-columns: 1fr;
  }

  .about-features-grid {
    grid-template-columns: 1fr;
  }

  .about-why-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-contact-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .about-hero-grid {
    grid-template-columns: 1fr;
    gap: 2.5rem;
  }

  .about-hero-title {
    font-size: 2.1rem;
  }

  .about-hero-badge {
    right: 0;
    bottom: -15px;
  }

  /* Quote form responsiveness */
  .quote-form {
    padding: 1.5rem;
  }

  .quote-progress span {
    white-space: normal;
    font-size: 0.72rem;
    line-height: 1.3;
  }

  .quote-call-display {
    flex-direction: column;
    padding: 1.5rem 1rem;
    text-align: center;
    gap: 0.5rem;
  }

  .quote-call-display span {
    font-size: 1.35rem;
  }

  .quote-step2-text {
    font-size: 0.85rem;
  }

  /* Licensing page mobile fixes */
  .licenses-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 0.6rem;
  }

  .license-item {
    padding: 0.6rem 0.75rem;
    gap: 0.5rem;
  }

  .license-number {
    font-size: 0.72rem;
  }

  .legal-content {
    padding: 1.75rem 1.25rem;
    margin-top: -1.5rem;
    margin-bottom: 2.5rem;
  }

  .legal-page-header {
    padding: 3rem 0;
  }
}

/* ==========================================================================
   MODERN REVAMP ENHANCEMENTS - MIDNIGHT NAVY, SAPPHIRE & GOLD
   ========================================================================== */

/* Enhanced Notice Bar */
.notice-bar {
  background: linear-gradient(135deg, #071527 0%, #0b1e36 100%) !important;
  color: #bfdbfe !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.08) !important;
}
.notice-bar strong {
  color: #f59e0b !important;
}

/* Enhanced Phone Bar */
.phone-bar {
  background: linear-gradient(90deg, #0b1e36 0%, #102a4c 50%, #173d6b 100%) !important;
  border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}
.phone-bar-left:hover {
  color: #fbbf24 !important;
}
.phone-bar-right {
  color: #bfdbfe !important;
}

/* High-Contrast Hero Call Button */
.btn-call {
  background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%) !important;
  box-shadow: 0 4px 16px rgba(37, 99, 235, 0.35) !important;
  font-weight: 700 !important;
  letter-spacing: 0.01em;
}
.btn-call:hover {
  background: linear-gradient(135deg, #1d4ed8 0%, #1e40af 100%) !important;
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.45) !important;
  transform: translateY(-2px);
}

/* Gold CTA Button Option */
.btn-gold {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.6rem;
  background: linear-gradient(135deg, #f59e0b 0%, #d97706 100%);
  color: #071527;
  padding: 0.9rem 1.85rem;
  border-radius: var(--radius-full);
  font-weight: 800;
  font-size: 1rem;
  box-shadow: 0 4px 16px rgba(245, 158, 11, 0.35);
  transition: var(--transition);
  text-decoration: none;
}
.btn-gold:hover {
  background: linear-gradient(135deg, #d97706 0%, #b45309 100%);
  color: #ffffff;
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(245, 158, 11, 0.45);
}

/* Enhanced Hero Badge */
.hero-badge {
  background: rgba(37, 99, 235, 0.08) !important;
  color: #1d4ed8 !important;
  border: 1px solid rgba(37, 99, 235, 0.25) !important;
  box-shadow: 0 2px 8px rgba(37, 99, 235, 0.08);
}

/* Quote Option Selected Glow */
.quote-option input:checked + .quote-option-icon {
  background: linear-gradient(135deg, #2563eb 0%, #1d4ed8 100%) !important;
  color: #ffffff !important;
  box-shadow: 0 4px 14px rgba(37, 99, 235, 0.35);
}
.quote-option:hover {
  border-color: #2563eb !important;
  transform: translateY(-2px);
}

/* Carriers Box Hover */
.carrier-box {
  transition: all 0.25s ease !important;
}
.carrier-box:hover {
  border-color: #2563eb !important;
  color: #1d4ed8 !important;
  transform: translateY(-3px);
  box-shadow: 0 6px 16px rgba(37, 99, 235, 0.12) !important;
}

/* Sleek Footer Styling */
.footer {
  background: linear-gradient(180deg, #071527 0%, #050d18 100%) !important;
  color: #cbd5e1;
}
.footer-disclaimer-text {
  color: #94a3b8 !important;
}
.footer-heading {
  color: #ffffff !important;
}
.footer-links a {
  color: #94a3b8 !important;
}
.footer-links a:hover {
  color: #60a5fa !important;
}