Privacy & Data Protection Policy

Insurance Bundle Hub ("we," "our," or "the Platform") holds consumer confidentiality in the highest regard. This Privacy Policy details how we collect, safeguard, utilize, and disclose personal information when you use our digital comparison services, submit quote forms, or interact with our telephone advisor desk.

1. Information Collected in Policy Matching

We receive and collect information directly supplied by you or your authorized representatives, including:

• Contact Identification: Legal name, telephone number, mailing address, and email address.
• Underwriting Profile Data: Approximate age, vehicle make/model, residential status, and protection preferences.
• Customer Service Communications: Notes, audio records, or email exchanges with our advisory desk.
• Technical Telemetry: IP addresses, device identifiers, and browser metrics necessary for site security.

2. Operational Use of Information

Information collected is utilized exclusively for genuine insurance comparison and operational purposes:

• Matching your request with certified insurance carriers and licensed agents serving your region.
• Connecting you with knowledgeable advisors who evaluate policy options and answer questions.
• Fulfilling statutory record-keeping and insurance regulatory compliance mandates.
• Enhancing site functionality, preventing automated spam, and ensuring system stability.

3. Information Sharing & Third-Party Transfers

We share information strictly as necessary to execute your policy comparison request:

• Licensed insurance carriers and accredited agency partners who formulate and issue quotes.
• Technology vendors and secure data infrastructure providers operating under confidentiality agreements.
• Regulatory bodies or legal authorities if legally required pursuant to subpoena or valid court order.

We do not sell, rent, or trade your personal information to unrelated third-party marketers.

4. Data Encryption & Security Standards

We apply robust administrative, physical, and technical safeguards — including TLS encryption during transmission — to protect your personal information against unauthorized access, accidental alteration, or improper disclosure.

5. Carrier Privacy Policies

Once you are matched with an insurance carrier or authorized agent, their independent privacy practices and underwriting rules govern their ongoing relationship with you. We recommend reviewing carrier-specific disclosures upon enrollment.

6. Individual Privacy Rights & State Protections

Depending on your state of residence (including California CCPA/CPRA, Colorado, Virginia, and others), you may possess legal rights to:

• Request disclosure of the specific pieces of personal information we have collected.
• Request correction of obsolete or inaccurate personal details.
• Request deletion of personal data, subject to state insurance statutory retention requirements.
• Opt out of future promotional communications at any point.

To exercise any of these privacy rights, please contact our compliance officer at +1 877 838 5520 or via email.

7. Cookies & Web Analytics

Our website utilizes standard session cookies and analytical tokens to ensure forms perform properly and page navigation functions smoothly. You can disable cookies through your personal browser settings if desired.

8. Protection of Minors

Our comparison platform is strictly intended for adult consumers aged 18 and older. We do not knowingly solicit or maintain records of minors.

9. Mandatory Regulatory Retention

In accordance with state insurance department regulations, transaction and inquiry records are retained for statutory audit durations (typically up to seven years), after which they are securely purged.

10. Privacy Officer Contact Details

For any questions, requests, or clarifications regarding our privacy protocols, please contact:

Insurance Bundle Hub — Data Privacy Officer
Email: [email protected]
Toll-Free Telephone: +1 877 838 5520
Operating Desk: Mon - Fri: 8:00 AM - 7:00 PM CST