Independent Advisory Notice: Insurance Bundle Hub is an independent insurance comparison platform connecting consumers with top-rated licensed carriers nationwide. We do not underwrite policies directly. All coverage quotes and decisions are provided by licensed partners. 100% free service with zero obligation.

Speak to an Advisor: +1 877 838 5520
Mon - Fri: 8:00 AM - 7:00 PM CST · Nationwide Licensed Partners

Terms of Service & Usage

Last Updated: March 2026 · Governing Legal Agreement

Welcome to Insurance Bundle Hub. These Terms of Service ("Terms") define the legal conditions and obligations governing your access to and utilization of our digital quote comparison platform, online forms, and telephone advisor referral services.

By visiting, accessing, or utilizing our website, you expressly agree to abide by these Terms. If you do not accept these conditions in full, you must refrain from using this website or our referral tools.

1. Legal Capacity & Eligibility

You confirm that you are at least 18 years of age and possess full legal capacity to enter into binding contractual commitments under applicable state and federal laws.

2. Nature of Comparison Services

Insurance Bundle Hub operates exclusively as an independent insurance quotation referral service and broker connection platform. Our services include:

  • Curated educational overviews regarding auto, home, business, health, and life coverage.
  • Online quote intake and telephone advisor routing.
  • Connecting consumers with licensed agents and insurance carriers across participating states.

Underwriting Disclaimer: We are not an insurance underwriting company. We do not personally formulate actuarial rates, underwrite policies, bind coverage, or process insurance claims. All contractual insurance policies are issued solely by third-party licensed carriers.

3. Pricing Estimates & Carrier Underwriting

Initial rate ranges or policy estimates shown on this website or discussed during calls are illustrative estimates. Final pricing, discounts, endorsements, and policy terms are determined solely by the issuing insurance company upon submission of a complete application and satisfactory underwriting verification.

4. User Responsibilities & Conduct

When interacting with our platform, you agree to:

  • Submit accurate, truthful, and up-to-date personal and property information.
  • Avoid using automated scrapers, web spiders, or data harvesting bots without prior consent.
  • Refrain from attempting to compromise our server security, form tokens, or data networks.
  • Never impersonate other individuals or misrepresent affiliations or authorization.

5. Intellectual Property & Trademarks

All brand assets, layout design, icons, written copy, code, and graphic features on this website are the proprietary property of Insurance Bundle Hub or its licensed partners, protected under United States and international copyright and trademark laws.

6. Express Consent to Telephone & Digital Contact

By submitting your contact number or initiating a phone call through our website, you expressly authorize Insurance Bundle Hub and our accredited partner carriers to contact you via telephone (including automated dialing or pre-recorded voice announcements), SMS text messaging, and email regarding your policy inquiry. Standard carrier rates may apply. Consent is not a condition of purchase, and you may revoke consent at any time.

7. Disclaimers of Warranty

THE PLATFORM AND ALL ASSOCIATED SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL STATUTORY WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A SPECIFIC PURPOSE, AND NON-INFRINGEMENT.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Insurance Bundle Hub, ITS DIRECTORS, EMPLOYEES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL LOSSES RESULTING FROM THE USE OF OR INABILITY TO USE OUR WEBSITE OR REFERRAL SERVICES.

9. Governing Law & Jurisdiction

These Terms shall be interpreted and governed in accordance with the statutory laws of the State of Texas, without giving effect to conflicts of law principles. Any legal proceeding arising from these Terms shall be resolved in state or federal courts situated in Texas.

10. Inquiries Regarding Terms of Service

For questions or formal legal notices concerning these Terms, please contact our legal desk:

Insurance Bundle Hub — Legal & Compliance Department
Email: [email protected]
Toll-Free Phone: +1 877 838 5520
Advisory Hours: Mon - Fri: 8:00 AM - 7:00 PM CST

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